Effective Date: August 31, 2025

At Winning Lifestyles Online, we are committed to providing clear, practical, and supportive digital learning experiences. Because our products and programs are delivered digitally and often include immediate access to proprietary materials, downloads, and course content, all sales are generally considered final unless otherwise stated on the specific offer page.

Digital Products and Programs

Due to the nature of digital content, we do not typically offer refunds for:

• digital courses

• downloadable resources

• templates

• guides

• memberships

• workshop recordings

• other instantly accessible digital products or services

Once access has been granted, the product is considered delivered

.

Exceptions

A refund may be considered in limited circumstances, such as:

• duplicate charges

• an accidental purchase

• a technical issue that prevents access and cannot be resolved within a reasonable timeframe

• a specific offer that clearly states a refund window on the sales page

Any exception is made at the sole discretion of Winning Lifestyles Online.

Payment Plans

If a product or program is purchased through a payment plan, you are responsible for completing the remaining payments unless a written exception is granted by Winning Lifestyles Online.

Failure to complete a payment plan may result in suspension or removal of access to the related content, program, or community.

Memberships and Subscriptions

If you join a recurring membership or subscription, you may cancel future renewals at any time before your next billing date.

Cancellation stops future billing only. It does not create a retroactive refund for previous charges already processed.

How to Request Support

If you believe you were charged in error or are experiencing an access issue, please contact us at:

Email: info@winninglifestylesonline.com

Please include:

• your full name

• the email used at checkout

• the name of the product or program

• the date of purchase

• a brief explanation of the issue

We will review your request and respond within a reasonable timeframe.

Chargebacks

If you have a billing concern, please contact us first before initiating a chargeback. We are happy to review legitimate issues and work toward a fair resolution.

Policy Updates

We may update this Refund Policy from time to time. Any updates will be posted on this page with the revised effective dat